Picture of Talbot Carter

Wm. Talbot Carter, CLU, ChFC

Vice President/Financial Consultant


Talbot has spent more than three decades working with executives, professionals and business owners to achieve their financial goals, designing and implementing insurance-based plans.

A graduate of The McCallie School in Chattanooga, Tennessee and The University of the South in Sewanee, Tennessee, he is also a Chartered Life Underwriter and Chartered Financial Consultant.

Talbot has served on the board of the Greenville Estate Planning Council, the Saint Francis Foundation Planned Giving Advisory Board, and the Greenville Chapter of Insurance and Financial Advisors. He is a past president of the West Carolinas Chapter of the Society of Financial Service Professionals.

Picture of Todd Loving

Todd Loving, CLU

Financial Consultant


Todd joined DHG Agency as a Financial Consultant in August 2016 in the Richmond, Virginia office to assist our clients in Virginia and D.C. Todd brings over twenty years of experience in insurance and investment planning for families, high net worth individuals and privately owned companies. He began his career in Richmond in 1994 as a Registered Representative with New York Life and transitioned in 2002 as a Financial Advisor with Northwestern Mutual. He is a past board member of Richmond Association of Insurance and Financial Advisors and has been a consistent member of The Million Dollar Round Table.

Todd graduated from Radford University with a Bachelor's Degree in Finance and lives in Richmond with his wife and two children.